It’s recommended that everyone with a mortgage should have mortgage protection in place. This can pay out a lump sum to your partner or beneficiaries allowing your outstanding mortgage balance to be repaid in the event of your early death, providing financial some comfort during an incredibly difficult time.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £750.